Software Engineer III, Generative AI, Payments Risk

Minimum qualifications:

• Bachelor’s degree or equivalent practical experience.
  
• 2 years of experience with software development in Python and Java, or 1 year of experience with an advanced degree.
• 1 year of experience developing algorithms for intelligent agents, including areas such as planning, reinforcement learning, or multi-agent systems.
• 1 year of experience with ML infrastructure (e.g., model deployment, model evaluation, optimization, data processing, debugging).
• 1 year of experience in big data and analytics.
• Experience with GenAI techniques (e.g., LLMs, Multi-Modal, Large Vision Models) or with GenAI-related concepts (language modeling, computer vision ).

Preferred qualifications:

• Master's degree or PhD in Computer Science or a related technical fields.
  
• 2 years of experience with data structures and algorithms.
• Experience optimizing, deploying, developing or operating global payment solutions.
• Experience developing accessible technologies.
  
• Experience in the electronic payments industry or related area including card, direct debit, online banking and other methods of payment.
• Ability to start in Mountain View in May 2026.

About the job:

Google's software engineers develop the next-generation technologies that change how billions of users connect, explore, and interact with information and one another. Our products need to handle information at massive scale, and extend well beyond web search. We're looking for engineers who bring fresh ideas from all areas, including information retrieval, distributed computing, large-scale system design, networking and data storage, security, artificial intelligence, natural language processing, UI design and mobile; the list goes on and is growing every day. As a software engineer, you will work on a specific project critical to Google’s needs with opportunities to switch teams and projects as you and our fast-paced business grow and evolve. We need our engineers to be versatile, display leadership qualities and be enthusiastic to take on new problems across the full-stack as we continue to push technology forward.

Globally, online payment fraud is expanding at an alarming rate and has become the primary threat we face. As Google's business grows and we enter new markets, the pressure to protect our platform from these sophisticated attacks intensifies. Trust and safety are critical for every product, and our team provides the essential payment fraud protection for a wide range of Google businesses from Cloud and YouTube to the Google Store and more.

Whether it is paying online with Autofill, using tap and pay in stores, or using the Google Pay app, the Payments team at Google is focused on making payments simple, seamless, and secure. In addition to consumer payment technologies, the Payments team also powers the money movement between Google and its consumers and businesses.

Responsibilities:

• Internalize fraud and abuse patterns across businesses.
• Create novel solutions leveraging advances in Generative Artificial Intelligence (GenAI) and Machine Learning (ML), rich data stats, and fraud analyses.
• Internalize needs across businesses and propose general solutions shared across domains.
• Develop a Machine Learning (ML)-driven Risk Management solution in delivering step reduction in losses, customer insults, and complexity, and step increase in speed at which we can catch and nip fraud.
• Implement GenAI solutions, utilize ML infrastructure, and contribute to data preparation, optimization, and performance enhancements.